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2026 has begun with a roller coaster of home-buying signals. Mortgage rates fell to three-year lows, then rose with oil prices at the beginning of the Middle East war. However, home prices are moderating, sellers are reducing their li...
The article presents a cautiously optimistic assessment of the 2026 housing market, revealing a system-level shift towards normalization following a period of pronounced instability. The initial shock of geopolitical events has subsided, allowing mortgage rates to stabilize, although the underlying structural issues – particularly constrained supply and evolving buyer behavior – remain potent. The observed increase in active listings (7.9% year-over-year) isn’t simply a reaction to rising rates;...