The article paints a picture of a fraud landscape undergoing a fundamental destabilization, largely due to the democratization of sophisticated tools. The “one-size-fits-all” approach to authentication, a common and seemingly rational tactic, is being exposed as fundamentally wasteful and potentially damaging – Roberta Del Monte Radford’s “high-trust velocity” concept is a clever maneuver to avoid the trap of the Motte-and-Bailey fallacy, arguing for a more nuanced assessment (ARC-0043). Ashley ...