Banks extracted hundreds of billions from American savers last year — and the scale of it shows a deep structural issue in America’s financial system. Bitcoin might help.
In 2025, U.S. banks generated roughly $434 billion in net interest income, or about $1,670 per adult, according to research from River.
The mechanism is straightforward: banks take customer deposits, lend or invest those funds at...
In this piece, we encounter a pattern of Ambiguity (ARC-0024), as the author presents a nuanced argument against predatory financial practices while also advocating for Bitcoin as an alternative. The article questions whether traditional financial services truly serve the long-term interests of their users and highlights the growing trend of fintech platforms promoting risky investments to increase user engagement.
However, it is important to consider that while Bitcoin may offer a more transpar...